Book Title: Financial Empowerment

Subtitle: Personal Finance for Indigenous and Non-Indigenous People

Author: Bettina Schneider

Cover image for Financial Empowerment

Book Description: Financial Empowerment is designed for a single-semester introduction to financial planning and decision-making, in order to provide first and second-year students with the necessary financial literacy and skills needed to make sound financial decisions, assess financial risk, and achieve financial success. This textbook attempts to speak to the varied backgrounds, knowledge systems, and experiences of Indigenous and non-Indigenous Canadians by providing Indigenous and non-Indigenous perspectives on personal finance and financial planning using examples and information from Elders, the Canadian financial system, and the economy.

License:
Creative Commons Attribution NonCommercial ShareAlike

Contents

Book Information

Book Description

Financial Empowerment is an adaptation of the openly licensed textbook Personal Finance, v. 1.0 which was adapted by Saylor Academy (2012) under a Creative Commons Attribution-NonCommercial-ShareAlike 3.0 License without attribution as requested by the work’s original creator or licensee and is available here: http://www.saylor.org/site/textbooks/.

The purpose of the Financial Empowerment adaptation is to take an accessible, student-focused, personal finance textbook from the United States and make it affordable and relevant for Indigenous and non-Indigenous people in Canada. While many mainstream Canadian personal finance texts provide excellent content in terms of the mechanics of personal finance, they are expensive and not always relevant to the values and experiences of students in the classroom. Many mainstream personal finance texts fall short for Indigenous Canadians and non-Indigenous Canadians alike because they do not speak to the varied backgrounds, knowledge systems, and experiences of their readers. This textbook was adapted in order to motivate a broad range of students to learn about personal finance.

The specific goals of this textbook are:

  1. to help students build a solid understanding of personal finance in order to achieve financial literacy and financial success by providing them with the skills and knowledge necessary to navigate short and long-term financial change;
  2. to tailor the content for a Canadian audience by providing Indigenous and non-Indigenous perspectives on personal finance and financial planning using examples and information from the Canadian financial system and economy;
  3. to increase accessibility to financial education resources for students and general public alike regardless of where they live or study;
  4. to customize the content for Indigenous students in Canada and address student needs for practical and theoretical knowledge on financial decision-making and financial risk assessment; and
  5. to connect financial literacy with Indigenous Knowledge and history by threading Indigenous perspectives and interviews with Elders and other community leaders throughout the textbook.

Author

Bettina Schneider

License

Icon for the Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License

Financial Empowerment by Bettina Schneider and Saylor Academy is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License, except where otherwise noted.

Subject

Personal finance

Metadata

Title
Financial Empowerment
Author
Bettina Schneider
Editor
Bettina Schneider
Reviewers
Arturo Rubalcava, Randy Linton, Kris Wanner, Karen Duncan, John van den Woude, Jodi Letkiewicz, Jim MacKenzie, and Brenda Spotton Visano
Illustrator
John van den Woude
Contributor
Saylor Academy
License

Icon for the Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License

Financial Empowerment by Bettina Schneider and Saylor Academy is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License, except where otherwise noted.

Financial Empowerment: Personal Finance for Indigenous and Non-Indigenous People is a derivative work of the Personal Finance, v. 1.0 openly licensed textbook adapted by Saylor Academy (2012) under a Creative Commons Attribution-NonCommerical-ShareAlike 3.0 License without attribution as requested by the work’s original creator and licensee. The textbook can be accessed at: https://saylordotorg.github.io/text_personal-finance/index.html.

The modifications to the original textbook Personal Finance, v. 1.0 are released under the same license and are described in the section “Modifications made to Personal Finance.”

Under the terms of the CC BY-NC-SA 4.0 International License, you are free to copy, redistribute for non-commercial purposes, modify or adapt this book as long as you provide attribution to Bettina Schneider and Saylor Academy, and distribute any modified work on the same licensing terms.

Additionally, if you redistribute this textbook, in whole or in part, in either print or digital format, then you must retain on every physical and/or electronic page the following attribution:

Download Financial Empowerment: Personal Finance for Indigenous and Non-Indigenous People adapted by Bettina Schneider from Personal Finance, v. 1.0 by Saylor Academy for free at www.uregina.ca/open-access/open-textbooks.

Cover design: John van der Woude, JVDW Designs, is licensed under a CC BY 4.0 International License.

Cover photo: Terry Massey, Strictly Social, is licensed under a CC BY 4.0 International License.

Video production for the Elder interviews was provided by Terry Massey, Strictly Social. The Elder videos are the copyright of each interviewee and licensed under a CC BY-NC-SA 4.0 International License.

For questions regarding this license and publication, please contact: uofrpress@uregina.ca. To learn more about University of Regina Press’s Open Textbook Publishing Program, visit www.uofrpress.ca.

Primary Subject
Personal finance
Additional Subject(s)
Budgeting & financial management, Personal tax, Retirement
Publisher
University of Regina Press
Publication Date
August 31, 2018
Ebook ISBN
9780889775497